{"id":3062,"date":"2020-05-15T20:06:44","date_gmt":"2020-05-15T18:06:44","guid":{"rendered":"http:\/\/www.cechova.sk\/?p=3062"},"modified":"2020-05-15T21:04:40","modified_gmt":"2020-05-15T19:04:40","slug":"sih-antikorona-zaruka","status":"publish","type":"post","link":"https:\/\/www.cechova.sk\/sk\/sih-antikorona-zaruka\/","title":{"rendered":"SIH antikorona z\u00e1ruka"},"content":{"rendered":"<p><span style=\"font-family: georgia, palatino, serif; font-size: 12pt;\">Slovak Investment Holding, a.s. (\u201eSIH\u201c) spustil nov\u00fd program finan\u010dnej pomoci pre mal\u00e9 a\u00a0stredn\u00e9 podniky (\u201eMSP\u201c) pod n\u00e1zvom \u201eSIH antikorona z\u00e1ruka\u201c, ktor\u00fd m\u00e1 za cie\u013e pom\u00f4c\u0165 MSP vysporiada\u0165 sa s finan\u010dn\u00fdmi \u0165a\u017ekos\u0165ami a\u00a0probl\u00e9mami s\u00a0likviditou po\u010das kr\u00edzy sp\u00f4sobenej ochoren\u00edm COVID-19 a\u00a0pom\u00f4c\u0165 im zachova\u0165 zamestnanos\u0165 a udr\u017ea\u0165 pracovn\u00e9 miesta. D\u0148a 30. marca 2020 zverejnil SIH v\u00fdzvu pre finan\u010dn\u00e9 in\u0161tit\u00facie na zapojenie sa do programu a implement\u00e1cie tohto finan\u010dn\u00e9ho n\u00e1stroja. Ku dne\u0161n\u00e9mu d\u0148u sa pod\u013ea verejne dostupn\u00fdch inform\u00e1ci\u00ed zapojilo u\u017e nasledovn\u00fdch 8 slovensk\u00fdch komer\u010dn\u00fdch b\u00e1nk: Slovensk\u00e1 sporite\u013e\u0148a, a.s., V\u00daB, a.s., BKS Bank AG, pobo\u010dka zahrani\u010dnej banky v SR, UniCredit Bank Czech Republic and Slovakia, a.s., pobo\u010dka zahrani\u010dnej banky, \u010ceskoslovensk\u00e1 obchodn\u00e1 banka, a.s., Oberbank AG pobo\u010dka zahrani\u010dnej banky v Slovenskej republike, OTP Banka Slovensko, a.s. a\u00a0Tatra banka, a.s. O zapojenie sa do programu prejavilo na z\u00e1klade v\u00fdzvy z 30. marca 2020 celkovo 9 b\u00e1nk.<\/span><\/p>\n<p><span style=\"font-family: georgia, palatino, serif; font-size: 12pt;\">SIH antikorona z\u00e1ruka, ako unik\u00e1tny finan\u010dn\u00fd n\u00e1stroj, pozost\u00e1va z nasledovn\u00fdch dvoch zlo\u017eiek: a) z portf\u00f3liovej z\u00e1ruky za \u00favery poskytnut\u00e9 bankami pokr\u00fdvaj\u00facej maxim\u00e1lne 80% jednotliv\u00fdch \u00faverov a\u00a0maxim\u00e1lne 50% z celkov\u00e9ho objemu \u00faverov poskytnut\u00fdch v r\u00e1mci programu SIH antikorona z\u00e1ruka a b) z \u00farokovej dot\u00e1cie, ktor\u00e1 m\u00f4\u017ee by\u0165 poskytnut\u00e1 a\u017e do v\u00fd\u0161ky 4% za predpokladu, \u017ee MSP zachov\u00e1 zamestnanos\u0165 a udr\u017e\u00ed pracovn\u00e9 miesta po\u010das prv\u00e9ho roku trvania \u00faveru, bez oh\u013eadu na ekonomick\u00fa kr\u00edzu sp\u00f4soben\u00fa ochoren\u00edm COVID-19. Na z\u00e1klade SIH antikorona z\u00e1ruky m\u00f4\u017eu MSP profitova\u0165 z \u00faverov s n\u00edzkou \u00farokovou mierou alebo a\u017e z bez\u00faro\u010dn\u00fdch \u00faverov s trojro\u010dnou a\u017e \u0161tvorro\u010dnou splatnos\u0165ou a\u00a0z dodato\u010dnej v\u00fdhody jednoro\u010dn\u00e9ho obdobia odkladu spl\u00e1tok istiny, ako aj z \u00farokov, v\u0161etko bez po\u017eiadavky na poskytnutie zabezpe\u010denia \u00faveru.<\/span><\/p>\n<p><span style=\"font-family: georgia, palatino, serif; font-size: 12pt;\">Konkr\u00e9tne podmienky poskytnutia \u00faveru v\u00a0r\u00e1mci programu SIH antikorona z\u00e1ruka bud\u00fa dostupn\u00e9 v\u00a0jednotliv\u00fdch zapojen\u00fdch bank\u00e1ch, ktor\u00e9 bud\u00fa cel\u00fd proces administrova\u0165.<\/span><\/p>\n<p><span style=\"font-family: georgia, palatino, serif; font-size: 12pt;\">Viac o hlavn\u00fdch parametroch SIH antikorona z\u00e1ruky, podmienkach pre z\u00edskanie \u00faveru a krit\u00e9ri\u00e1ch pre pou\u017eitie finan\u010dn\u00fdch prostriedkoch z\u00edskan\u00fdch z \u00faveru poskytnut\u00e9ho v programe SIH antikorona z\u00e1ruka si m\u00f4\u017eete pre\u010d\u00edta\u0165 v na\u0161om preh\u013eade, ktor\u00fd pripravili Simona Hal\u00e1kov\u00e1 a Ivan Koleni\u010d z n\u00e1\u0161ho t\u00edmu pre bankovn\u00edctvo a financie d\u0148a 15. m\u00e1ja 2020, na z\u00e1klade verejne dostupn\u00fdch inform\u00e1ci\u00ed, najm\u00e4 inform\u00e1ci\u00ed uverejnen\u00fdch na webovej str\u00e1nke SIH. Pln\u00e9 znenie tohto preh\u013eadu n\u00e1jdete v nasledovnom PDF dokumente <a href=\"http:\/\/www.cechova.sk\/wp-content\/uploads\/2020\/05\/SK_SIH-Anti-Corona-Guarantee_MIL-FINAL-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">SIH antikorona z\u00e1ruka<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Slovak Investment Holding, a.s. (\u201eSIH\u201c) spustil nov\u00fd program finan\u010dnej pomoci pre mal\u00e9 a\u00a0stredn\u00e9 podniky (\u201eMSP\u201c) pod n\u00e1zvom \u201eSIH antikorona z\u00e1ruka\u201c,&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"episode_type":"","audio_file":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","filesize_raw":"","footnotes":""},"categories":["1","2","11","12","20","21","32","33"],"class_list":{"0":"post-3062","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-dalsie-publikacie","8":"category-financial-law-news","9":"category-european-community-law-news","10":"category-aktuality","11":"category-pravne-novinky"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SIH antikorona z\u00e1ruka - \u010cechov\u00e1 &amp; 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